Anthony Joseph Real Estate LLC



Posted by Anthony Joseph Real Estate LLC on 8/23/2017

This Condo in Franklin, MA recently sold for $305,000. This Low-Rise style home was sold by - Anthony Joseph Real Estate LLC.


15 Summer Street, Franklin, MA 02038

Condo

$317,000
Price
$305,000
Sale Price

4
Rooms
2
Beds
2
Baths
Elegant condo living in this home endowed with natural light situated at Franklin Center Commons. Desirable living in the heart of downtown Franklin, close to shops and all amenities. Spacious open floor plan complimented with gorgeous flooring throughout living area. Full custom cabinet kitchen with state of the art appliances, granite counter tops and breakfast bar. Modern open living room presents with private balcony. Spacious master suite offers, walk in closet, private bath with over sized shower, granite counters, and laundry. Second bedroom appointed with carpeting and an abundance of closet space. Building has elevator, one car assigned parking in garage with outdoor additional parking. Downtown living within walking distance to the Franklin Commuter Rail Stop train, shops, restaurants and entertainment!

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Tags: Real Estate   Condo   Franklin   02038  
Categories: Sold Homes  


Posted by Anthony Joseph Real Estate LLC on 8/23/2017

This Single-Family in Oxford, MA recently sold for $280,000. This Ranch style home was sold by - Anthony Joseph Real Estate LLC.


26 Water St, Oxford, MA 01540

Single-Family

$259,900
Price
$280,000
Sale Price

5
Rooms
3
Beds
2
Baths
Nothing to do but move-in! This beautiful home has the important features you are looking for such as 3 spacious bedrooms, TWO full baths, Master suite with private bath and walk-in closet, open floorplan with large kitchen and a one-car garage. More features- 6 zone sprinkler system installed 2012. New windows 2014. Energy saving features such as OWNED solar panels (NOT leased!) installed 2015 and pellet stove installed 2013. Large Unfinished Basement offers potential for additional living space and is plumbed for 3rd bathroom. Great professionally landscaped lot with gardens and walkways. This home will not last. Delayed showings until first open house Saturday June 17 12-1pm.

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Categories: Sold Homes  


Posted by Anthony Joseph Real Estate LLC on 8/23/2017

Pets are family members. They accept you even when you're having a bad day. Own a pet and you may never lack for love and affection. You also might not run out of things to do in the morning, the time when you're mostly likely to be rushing around the house trying to get ready for the day.

Pets that may not do well at your house

The same applies during the evening when you own a pet. Unless you own a cat, you may have to walk your pet at the end of the day. It doesn't matter how tired you are. If you want your pet to stay healthy and happy, you'll have to let it exercise regularly.

Animals are also social creatures, some more than others. They need to be with and communicate with other animals. Then, there are animals that thrive as long as you spend time with them each day. It's these animals, pets that don't need a lot of interaction with other animals, that may do well at your house.

Turtles, fish, spiders and other reptile are pets that can thrive with a tank, special diet and water. There's no walking needed with these pets. If you're worried that you and your family will find it hard to connect with these small pets, let those concerns go.

Traditional pets don't always make the best house guests

Small pets that can live inside a tank are among the first pets that many people have. You can grow as attached to these small, indoor pets as you can to larger pets like cats and dogs.

Regarding larger pets like cats and dogs, it's important that you make sure that the type of cat or dog you get fits well with your personality and you schedule. Cats and dogs that you get from a shelter may have psychological or emotional problems that cause them to feel anxious whenever they are alone.

Other pets may be too aggressive to leave around young children. Dogs like Boston terriers, chow chows, sheepdogs and Akita dogs shed a lot of hair. No matter how often you vacuum and pick up after these pets, you might find hair balled or laying on furniture and the floor.

Size isn't the only way to tell if animals make great indoor pets

Large dogs like German Shepherds, Doberman pinchers and Rottweiler breeds need lots of room to run and expend their energy. Get a large dog for a pet and it's a good idea to have plenty of outdoor space. These large pets may actually prefer to be outdoors.

Although you may not suspect it, certain cats like Bengal cats need space to expend what seems like boundless energy too. Bengals cats aren't that much bigger than atypical house cat. But, energy -- Bengal cats have an exorbitant amount of energy.

When choosing between indoor and outdoor pets, think about your children's ages.Also, consider how responsible your children are. Try to avoid getting pets simply because your children cry and beg you to bring the pets home because they look cute when you look at them through a pet store window. A pet is a responsibility that requires more than five minutes of care each day.




Categories: Uncategorized  


Posted by Anthony Joseph Real Estate LLC on 8/17/2017

This Condo in Grafton, MA recently sold for $295,000. This Townhouse style home was sold by - Anthony Joseph Real Estate LLC.


92 Lordvale Blvd, Grafton, MA 01536

North Grafton

Condo

$295,000
Price
$295,000
Sale Price

7
Rooms
2
Beds
2/1
Full/Half Baths
This lovely 2 Bedroom, 2.5 Bath, 1 car garage, elegant town home elicits contemporary classic New England. This premiere open concept home is located in highly sought after Forest Hills. Built for entertaining and very spacious throughout, it offers generous closet space. The custom cabinet oak kitchen is appointed with tile flooring, bar counter, stainless steel appliances and recessed lighting. Expansive sunlit living room is enhanced with recessed lighting, gas fireplace, and slider leading to lovely deck area. Large dining room off kitchen. Warm golden hardwoods throughout most of the first level. Private sumptuous Master Suite with luxurious master bath with soaking tub, separate shower and double vanity. Commuter location for Mass Pike, Rt. 122, Rt. 20 and Commuter Rail!

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Tags: Real Estate   Condo   Grafton   01536  
Categories: Sold Homes  


Posted by Anthony Joseph Real Estate LLC on 8/16/2017

Your credit score is a 3 digit number that can have a huge impact on many things that you hope to accomplish in your life. One of the biggest reasons that you need a good credit score is for buying a home. As many people rely on credit cards to fund their expenses, they consequently end up in debt. This doesnít have a favorable impact on credit scores. Yet, itís so important to maintain good credit.  


Why The Score Is Important


A credit score is one of the most crucial factors in determining if you can qualify for a mortgage. It is an overall gauge for lenders to understand how financially responsible you are. The higher your credit score, the less risk you carry in the eyes of lenders. 


What Affects A Credit Score?


Your credit score is calculated based on information that is found on your credit report. There are five different things that affect your credit score, each with a slightly different impact:


  • Payment history
  • Debt-to-credit utilization
  • Length of credit history
  • Credit mix
  • New credit


Whatís A Good Score?


Absolutely flawless credit is 850. Donít worry if youíre not in that category. Only about 1/2 of one percent of consumers actually have a score this high. Once your score reaches 740 and above, youíre able to qualify for the best in mortgage rates. Even if your score is in the low 700ís, you still should be able to qualify for a good interest rate. For a conventional loan, many lenders look for a credit score of 620 and above. Being in the high 600s will help you to avoid the need for additional paperwork. Youíll also get a decent interest rate with this score. 


What If You Donít Have Credit History?


Ideally, you would have opened some type of a credit card by the time you reached the age of 20. This would help to establish credit. If you donít have any type of credit history, thereís still a few ways that you can qualify for a mortgage. In these cases, lenders will often use alternative sources in order to determine the reliability of a party theyíre lending to. Your car payment history doesnít show up on your credit report, but a good track record helps lenders to see that youíre dependable and a responsible credit user. 


What About Bad Credit?


From missed payments to errors on your credit report, there could always be some problems with a credit score. The good news is that bad credit can be fixed. There are even loan programs designed to help people with less than perfect credit scores. Generally FHA (Federal Housing Administration) loans and VA loans allow for low down payments and have lenient credit score requirement. 


Fixing Your Credit Score Is Fixing Your Habits


In order to repair your credit score, youíre going to need to fix the bad financial habits that got you into the situation in the first place. This means making on-time payments, spending less, and avoiding opening up any new accounts. Pay down your existing debt and try to make a fresh start form there. Also, be sure that you obtain a free copy of your credit report each year to keep on top of any errors that might be present on the report.